When it comes to luxury or exotic car financing, the dealership is committed to getting buyers a fair price. We have great offers on our vehicles, and we work hard to get you into the car of your dreams. We want to make the process as simple as possible for you, and our experts are here to help you every step of the way. We want to make sure that you can get the car that you want, and our financing options are the best in the business.
Finance A Luxury Car
If you’re looking to finance a luxury car, the dealership is the best place to start. We have a wide selection of vehicles to choose from, and our experts can help you find the perfect car for your needs. We offer competitive financing rates and terms, and we’re committed to getting you the best deal possible. We work with a variety of lenders, and we’ll work hard to get you the best financing options available.
When you are at the dealership, be sure to ask about all of the available financing options. Our luxury car dealership usually has relationships with many different lenders, and they can help you get the best deal possible. We are sure to compare interest rates, auto loans, monthly payments, and down payment requirements that make a decision easy for you.
High Credit Score
Luxury cars have a higher sticker price than the average vehicle. As a result, our luxury car finance auto loan lenders will want to see a high credit score before approving an applicant. A high credit score shows that an applicant is a low-risk borrower, and it will give the lender confidence that the applicant will be able to make their monthly payments on time.
Good Credit History
In addition to a high credit score, our luxury car finance lenders will also want to see good credit history. A good credit history shows that an applicant has a history of making their payments on time and maintaining a good relationship with their lender by traditional auto loan terms.
Ability To Repay The Loan
We will also want to see that an applicant can repay the auto loan. An applicant’s income and employment history will be taken into consideration when determining whether or not they have the ability to repay the loan.
Low Debt-To-Income Ratio
Luxury car finance wants to see a low debt-to-income ratio. This ratio is calculated by dividing an applicant’s monthly debts by their monthly income. A low debt-to-income ratio shows that an applicant has a good chance of being able to repay their loan.
Luxury Car Financing Options
When you are ready to make your purchase, our dealership will work with you to get you the best financing options available. Luxury car financing is simple and easy at the dealership, and we are committed to getting you the best deal possible.
Leasing is a great option for luxury car buyers who want the flexibility to upgrade their vehicle every few years. With a lease, you will make monthly payments for the use of the vehicle. At the end of the lease, you will have the option to purchase the vehicle or return it to the dealership.
Balloon payments are a type of financing where you make smaller monthly payments for a certain set period. At the end of the loan, you will be required to make a large payment (the balloon payment) to pay off the remainder of the loan.
An extended warranty will cover the cost of repairs for your vehicle. Our luxury car dealership often offers extended warranties as an added incentive for buyers. Comparing interest rates, monthly payments, and down payment requirements will help you find the best financing option for your needs.
GAP insurance will cover the difference between the amount you owe on your loan and the actual value of your vehicle. This type of insurance is often required by lenders when financing a luxury car.
Types Of Luxury Cars That Are Available For Financing
There are many different types of luxury cars that are available for financing. Some of the most popular types of luxury cars include:
Luxury Range Rovers
The Range Rover is a popular luxury SUV that is available in many different trim levels. The base model used Range Rover starts at $49k.
The Mercedes-Benz S-Class is a popular line of luxury cars offered by the German automaker. The base model used in the S-Class starts at $42k.
The Cadillac Escalade is a popular luxury SUV that is available in many different trim levels. The base model used Escalade starts at $63k.
The Chevrolet Corvette is a popular luxury sports car that is available in many different trim levels. The base model used Corvette starts at $48k.
These are just a few of the many different types of luxury cars that are available for financing. Luxury car dealerships offer a wide variety of vehicles to choose from, so be sure to shop around before making your final decision.
Benefits Of Financing A Luxury Car
The benefits of financing a luxury or exotic cars include:
- You may be able to get a lower interest rate than if you were to purchase the car outright. This can save you money over the life of the loan.
- You will have the option to choose from a variety of different payment options. This can help you find a payment plan that fits your budget.
- Making timely payments on your Luxury car loan can help you build and improve your credit score. This can help you get better rates on future loans.
- You will have the opportunity to drive a vehicle that you may not be able to afford if you were to purchase it outright. This can help you enjoy the Luxury car lifestyle without breaking the bank.
- You can choose from a variety of different monthly payment options. This can help you find an exact down payment plan that fits your budget and lifestyle.
Get A Fair Price
Our Metrolina Auto Group dealership offers fair prices on great vehicles as well as excellent financing options that will make driving off in your dream car a reality. We want to help you get behind the wheel of the luxury car you’ve always wanted, and our team is here to make sure the process is easy and straightforward. Contact us today to buy the car of your dreams!